Making dreams come true with zero down payment!

Don't think that saving for a down payment should be the reason you put your dreams on hold.  I can help you buy your dream home with 100% financing for a new home.  You?ll be able to afford a home sooner.  With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments.  And, with USDA loans and VA loans, you need no down payment money, even in today's marketplace. 

Buying a home is something we all dream about, usually for years. You may have saved some money for a down payment, but just don't have enough to buy your dream home with down payment and closing costs.  If that's the case, a UDSA loan or VA loan may be the best option for you. 

Lenders do however want to see that you have the ability to save and that you place money in savings on a regular monthly basis.  Closing costs can generally be 3% to 5% of the purchase price, and sellers sometimes help by increasing the purchase price and they will pay some, or all of your closing costs.  Plus, you need to take into consideration there are up-front costs on your part to purchase a home for escrow deposits, appraisals, and inspections.  Then there is also the cost to move, such as moving trucks, deposits on utilities, new locks for the home, just to name a few. 

Let's explore all your mortgage options and design a plan to make your dream come true.  I look forward to helping you!  Call or email me today and let's start working on a plan for you - 941-504-1445 / sherry@sherrybitner.com